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The Road to FINANCIAL SUCCESS!

19 “Mile Markers” to develop your financial management skills and set you on a journey towards financial success.

The road to financial success is always a hot topic, but around this time of year, we tend to throw out any trace of actually managing our finances. I mean really, it is such a thrill to find a good sale, right?!

Yep, it is all fun until we blow a proverbial tire (i.e. we run out of money before we run out of bills). That’s usually when reality sets in.

Some of us have no problem avoiding sales because we hate large crowds, standing in line, keeping up with the latest trends, or spending money in general… But then here comes this old crazy lady named “Sallie Mae” who just wants to rob us blind for trying to better ourselves. Trust me–been there, done that, paid enough for thousands of t-shirts but ol’ Sallie never sent me one.

I’ve got news for you: there is hope! My brother–Dr. Clement Ogunyemi aka “The Finance Doctor”– and I are going to give you some tips that will put you well on your way towards achieving financial success. Just think of us as your friendly roadside assistance technicians. We are going to help you change that blown tire and navigate towards a bright financial future! And get this, none of this is a secret. Many people (myself included) have embarked on this challenging but exciting journey and have come out better. Share this article with everyone you know, and let’s journey towards financial success together!

Roads are a record of those who have gone before.

Rebecca Solnit

The 19 Mile Markers

1. Set your goals!

Make a plan, stick to the plan, always deliver!

Storks

We must begin by writing down clear individual and family (as required) financial goals. Use this 4-point inspection to set your goals. Each of your goals should be: 

  • Focused on specific events (e.g. retirement), activities (e.g. travel), and opportunities (e.g. lump sum debt repayment).
  • Aligned to your values, beliefs, and overall strategy.
  • Quantifiable–associated with a realistic timeline and your financial situation.
  • Simple, clear, and concise. Don’t overthink it.

For example: A lot of people say, “I want to be a millionaire!” Sounds great! Us too! But does this pass the 4-point inspection? Not quite. Let’s see if we can fix it.

  • I will achieve a net worth of at least $1 million by the time I retire in twenty years (focused). I will cut expenses by reducing my restaurant allotment by $100/month, cable subscription (save $125/month), and carpool to work (save ~$60/month on gas) (quantifiable). I will work with my financial planner to add this to my other monthly investments (real estate, brokerage account, etc.) (aligned) to take advantage of compound interest. (Simple, clear, and concise)

Last tip on this point, post your goals in common places. That way everyone in your house can see and believe in the goals. The refrigerator is a great place to post!

2. Develop and maintain a “can do” mentality!

Are you a doer or a don’ter?

Johnny Wu, Pain & Gain

Ok, ok. Enough quotes for today. But seriously, let’s develop “doer” mindsets. Repetition is everything. You are what you tell yourself. So we challenge you to adjust your vocabulary. Stop telling yourself what you cannot do! Instead, tell yourself what you will do. Look in the mirror and affirm you can, you will, and success looks GREAT on you! Eventually, your body language, habits, and work ethic will exude confidence and excellence.

3. You get the first piece of the cake!

Imagine this: you get a freshly baked cake every pay period. As soon as this delicious, savory, warm, sweet-smelling cake comes out of the oven, the entire community shows up at your doorstep to take a piece of the cake that you earned. Being the kind person you are, you let everyone have a piece–often leaving yourself with the crumbs (like the little crumbs that get stuck under your fingernails). Not anymore!

We are applying our favorite birthday rule: you always get the first piece of your cake! So we advise that you pay yourself 10% first. Make this automatic. It’s your money! Let it build your emergency fund. Build that fund to at least $1,000 (goal is 3-6 months of expenses). Then, continue to work this muscle to build your long-term savings/investing.

4. Write down every last one of your expenses!

Divide your expenses into two baskets: essential and non-essential. Within the essential basket, break them down even further into variable and fixed expenses. You are conducting a Sherlock Holmes investigation into [Insert your name here]’s personal finances. We want you to be the best forensic detective ever! Identify where you spend literally every penny (even the ones that fell out of your pocket into the couch). Here are a few more things to think about:

  • Find out where your money is going. 
  • Learn to what/whom you are dedicating your time and resources (priorities) and what you can potentially cut.
  • Study your spending habits to understand how all your expenses tie together. You may reveal an ugly truth. (e.g. a $5 value meal may not seem like a lot, but it adds up when you spend that amount three times/day.)

5. Prioritize your expenses and pay them on time. (This is where writing down your expenses comes in handy.)

We are going to state the obvious, essential expenses take priority over non-essential. Every. Single. Time. (e.g. XBox Game Pass does not come before food for the kids.) So make your bill payments automatic. Here are a couple of things to think about:

  • Check out these four essential “expense tires” that your financial vehicle cannot run without: Food, clothing, shelter, and transportation. Prioritize these above all other expenses. 
  • Live below your means. You cannot live a Boardwalk lifestyle on a Baltic Avenue income. (Yes, that is a monopoly reference.)

6. Develop a budget aka a “monthly spending plan.”

Ok, new assignment. You are now the Chief Financial Officer of [Insert your name here] Inc. Congratulations on the new assignment! 🎉 Your new job is to create a spending plan. Here’s what you must include:

  • How much money did you bring home? (post tax aka “net income”)
  • You have already written down expenses. So now, let’s create a “zero-based” budget.
  • Pay yourself first–How much are you able to set aside each month for your personal savings, emergency savings, kid’s college fund, etc.?
  • Don’t forget to prioritize those four expense tires (food, shelter, clothing, transportation)
  • Obliterate debt! (We will talk more about this on Number 14)
  • It’s ok to put your fun activities into your budget! A budget is not stressful, it is fun. 
    • We will continue to “drive” this point home: You are telling your money where to go instead of wondering where it went.
  • Give! Give! Give! Be charitable. The more you give, the more you receive!

7. Start learning more about your paycheck, benefits, tax status, etc.

This is where a good financial consultant and/or tax accountant comes in handy. A good finance professional will teach you how these things work so you won’t unintentionally give free loans to Uncle Sam (i.e. wait all year for a gigantic tax refund) or owe Uncle Sam a ridiculous amount of money when tax season arrives.

8. Plan ahead for large known expenses!

We’ll give you an example: Christmas is the same time every year. Why does it still come as a surprise to us?? Plan ahead. Save. (maybe catch some items on sale throughout the year). Whatever you do, be ready for known large expenses.

Emergencies happen, but failing to plan for known large expenses is often one of the biggest disruptions on our journey towards financial success.

9. Reconcile your checking account monthly.

You don’t want expenses sneaking out of your account. Reconcile what you spent and when you spent it. For example, I (Olaolu) noticed a $0.99/month payment going to Apple from my account. I did not know what it was for and neither did Apple. This is a small amount, but again, every penny matters when you are doing “zero based” budgeting. 

  • If you are single, have a monthly board meeting with yourself. If not, have a monthly board meeting with your family. 
  • It is ok to talk through what went well and what can be improved. 
    • Here are some [nonconfrontation] questions you can ask: What went well this month? What are areas of opportunity?

10. Learn more about investing.

Again, having a good financial professional is key. Let them teach you the ropes. DIY investing doesn’t often end well.

  • Do not jump in the deep end of the pool! If you do not understand it, do not invest in it.
  • Stay away from get-rich-quick investments. It seems like there is a new one every week. Do not fall for it!
  • Educate yourself so you won’t end up in a situation you cannot easily escape (*cough* Bernie Madoff *cough*).

11. Develop a retirement plan as early as you can.

  • Time is on your side. The earlier the better. Take advantage of compound interest (aka interest on interest).
  • Make sure the risks align with your goals. For example, if you plan to retire in five years, you probably should avoid extremely risky investments. Conversely, if you have thirty years until retirement, you may feel more comfortable assuming more risks.

12. Develop a college plan for your children as early as you can.

Despite what we think, not all of our children will get an athletic scholarship. Some [most] of us will have to pay for our children’s education. It would suck if your kids are unable to pursue higher education because you did not prepare. It’s all about planning ahead. 

  • Begin saving as early as possible (preferably 16-18 years but a late start is better than no start)
  • Plan as if your child will not receive a single scholarship. If they do, you created a substantial nest egg for your child to begin investing. Win-win!

13. Start saving for a down payment towards a home.

Owning your own home is a huge step towards financial success.

  • Despite what people may tell you, your home can be an asset if done correctly.
    • Make sure the asset side of the home outweighs the liability side (i.e. it’s worth more than what you owe on it).
  • A home can be passed down (generational wealth)
    • You are setting your kids up for success while starting a generational wealth cycle.

14. Become debt free.

Again, we cannot allow the lenders to eat all of our cake! The “Debt snowball” method worked for us, so that is what we recommend! Here is how https://www.ramseysolutions.com/ explains it, “The debt snowball method is a debt-reduction strategy where you pay off debt in order of smallest to largest, gaining momentum as you knock out each remaining balance. When the smallest debt is paid in full, you roll the minimum payment you were making on that debt into the next-smallest debt payment.”

15. Learn all about insurance.

Insurance is a must have. Life, health, home/renters, disability, long-term care, identity theft, and auto insurance are seven of the top must haves! Do your research to find the best price for the best product. Review and update your coverages regularly.

  • Insurance exists to transfer risk of financial loss from you to the insurance company.
  • Insurance is like an umbrella–if you don’t have it, you risk getting rained on when the storm comes!

16. Monitor your credit report!

You can get one free report per year from each of the credit report bureaus. Here’s how to get your free credit report: https://www.consumer.ftc.gov/articles/free-credit-reports

17. Keep great records!

Remember, you are the CFO. You’re in charge of ensuring your company’s financial success.

  • Imagine you were also the CEO of your company. Would you give your CFO a bonus or would your CFO be collecting unemployment?

18. Develop an estate plan and will!

Another must have. We will all die someday. It is a fact of life. Do not make your family guess your wishes. We must normalize developing and discussing our wishes before we die. Do your best to avoid leaving behind a grieving family that is fighting over assets, money, or your wishes. 

19. Have fun on your journey towards financial success!

We know this seems like a lot, but it is not a terrible journey. Is it challenging? Of course! But we were always told that all things in life worth having are challenging. Accept the challenge! Turn on your best perseverance jams! Let’s enjoy this journey to financial success!

Want to learn more about personal finance and/or need a little help on your journey towards financial success? Purchase Dr. Clement Ogunyemi’s book Nine Tenth! Regardless of your religious beliefs, the sound financial principles taught in this book are proven to work! Click here to find out more! Also, you can reach Dr. Clement Ogunyemi on his website: https://www.4qfinancial.com/about/

Meet the Authors (Yep, we are brothers!)

Olaolu Ogunyemi: U.S. Marine Officer | Author | Mentor

A loving husband, Father, teen mentor, and U.S. Marine Officer, Olaolu Ogunyemi has a deep passion for working with children fueled by an unending supply of energy and imagination! Since he was young, Olaolu has been nicknamed the “life of the party” because he pours his exuberant personality into everything he does. As the fifth of six children, he is intimately familiar with the bond that is forged during quality story time; thus, Olaolu was inspired to start writing children’s stories to help create loving and memorable family moments.

Olaolu writes and speaks in a simple, easily understandable language, and an entertaining style that keeps families hooked while learning vital lessons about virtues and sparking a continuing conversation.

Olaolu is a frequent traveler and in his free time, he enjoys playing music, exercising, and spending time with his family.

Connect with him at:

www.parent-child-connect.com

Dr. Clement Ogunyemi aka “The Finance Doctor”

Dr. Clement Ogunyemi aka “The Finance Doctor” is the founder and Chief Executive Officer of 4Q Financial Management LLC. The company assists clients in maximizing their wealth and reducing taxes. Some of its most popular services include Financial Management, Financial Education, and Tax Planning. Clients of all kinds are accepted. 4Q Financial’s offices are located in Northwest Arkansas where they have developed a remarkably positive reputation working with the local community.

Dr. Ogunyemi has been a finance professional for nearly a decade, with the scope of his work ranging from investment banking with Morgan Stanley to managing funds of the world’s largest and most profitable retailer, Walmart.

Dr. Ogunyemi holds a Bachelor’s of Science in Business Management, Masters of Business Administration with a concentration in Corporate Finance, and a Doctor of Business Administration with a concentration in Finance.

More about The Finance Doctor

Through his experience, he has learned the importance of sound budgeting and spending. He is currently a Chief Financial Officer Consultant for several organizations and serves as a finance chair for several non-profit organizations.

His doctoral study centers around the importance and impact of financial literacy programs on an individual’s financial decision making.

A frequent traveler and entrepreneur, he enjoys working out and spending time with his beautiful fiancé, two sons, and his dog.

For more information be sure to visit https://www.4qfinancial.com.

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What I learned from my recent appendectomy

Happy Saturday my friends! I hope you had an amazing week thus far and your weekend is even greater! My weekend? Let’s just say it has had a unique start. I underwent an appendectomy!

I was chuckling during this pre-operation selfie. I told the surgical team, “thanks for protecting my beautiful head full of hair.” (I’m nearly bald for those who didn’t know.)

No matter how big or small, I always try to find a lesson in each of life’s circumstances. So what could I have possibly learned from an appendectomy? Well, the first thing I learned is that seeing a medical professional early on can make a huge difference. This was the first time in my life that I did not attempt to “tough it out.” The medical professionals were able to fix the issue in the early stages (before the infection in my appendix worsened and rupturing became a threat). But there was a larger life lesson.

The life lesson: We must quickly address life’s hurts and pains.

Let’s backtrack for a second: I woke up this past Thursday feeling normal. I went through my morning routine and showed up at the gym at 6 am for my one hour Yoga session. Such a relaxing start to the day ☺️. As the morning progressed, I began to feel a small pain/discomfort in my stomach. I initially thought it was nothing more than gas (sorry if that is TMI 😬), but I wasn’t so sure anymore by the time I arrived at work. It was getting worse throughout the day, but I was reluctant to express this feeling to my peers. After all, they probably already assumed it was COVID, so I did not want to cause alarm. There was no hiding it, because I am always jovial; striving to be the one to bring brightness to the room. Contrarily, I was quiet, withdrawn, and exhausted. One of my colleagues even said, “Are you ok?…You look like you are really hurting.”

Luckily, I was responsible for picking my son up from school that day, so I had an excuse to leave early. When I made it home, I laid on the couch and slept. I tossed. I turned. I tried lying upside down. I took Tums… Anything to relieve what I thought was simply “trapped gas.” That evening, I told my wife the words that let her know I was actually in pain, “I am going to the doctor in the morning to see what is wrong.” She knows I HATE hospitals, so she knew it must have been serious.

I arrived at the hospital Friday morning, still playing the tough guy role. I imagined they would hand me something to quickly relieve the pressure in my stomach and allow me to go home. At this point, I just wanted to “rule out appendicitis.” I mean seriously, my phone was on 40%, and I left my charger in my vehicle; I just knew this visit would be short! I was wrong.

After reviewing the Computed tomography (CT) scan, the surgical team came into the room to confirm I had appendicitis (a condition in which the appendix becomes inflamed and filled with pus, causing pain. Source: Mayo Clinic). Thankfully, I sought help early enough to avoid a rupture. The surgical team presented me with two options:

1. Take antibiotics to “hopefully” reduce the inflammation.

2. Remove the appendix to eliminate the chance of reinfection.

I chose the latter, and the rest is history.

Why did I share that entire story?

I was able to identify several parallels between my life and my recent experience.

1. Pain is an indication of something more serious. Sometimes we become so accustomed to emotional hurt and pain that we ignore it. We consider ourselves “lone wolves.” We “tough it out” because we do not want to look weak. We mask our pain. We pretend we are ok. We attempt to become numb to the pain. We ignore it in hopes that it will go away. The downside is it does not go away; it just intensifies. Then, we find ourselves attempting to treat the symptoms with things that may cause the pain to temporarily subside only to find that the pain only increases–requiring more temporary treatment measures. We focus more on covering/treating the pain than identifying the root cause.

2. Though they can see straight through our ruse, we attempt to hide our pain from others. I knew I needed to bounce back after the first time my colleague asked, “are you ok?” So I ran to the store and grabbed tums and ginger ale. After about 30 minutes I said, “I feel much better after my Tums, ginger ale, and [lightly salted] veggie chips!” I said it in such a way that I even started to believe it. I told an occasional joke or two to throw him off. Meanwhile, the pain was worsening, and he wasn’t fooled. How often do we do this? Instead of admitting we are in pain and seeking help (or allowing others to help), we attempt to hide it. “I’ll be ok.” “I was built for this!” “Pain is weakness leaving the body, right?” Those are just a few of my go-to quotes. What are yours? Regardless, no one is falling for it anyway, so why not just get the help we need?

Numbing the pain for a while will make it worse when you finally feel it.

J.K. Rowling

3. I got the help I needed. I like to think of myself as a pretty tough guy, but I challenged myself to do something different this time. I decided I would get help instead of self-medicating. I am so glad I did. The surgical team informed me that my case was worse than they originally assessed via CT scan. Meaning, had I not gotten it taken care of, I risked rupturing my appendix (potentially fatal). We should normalize seeking professional help. Attempting to self-medicate our problems tend to make things worse. I learned this from previous injuries, and I am encouraging you to do the same. Do not try to do this on your own. Stop trying to hide or mask the pain and get the help you need to remove the root cause. Which moves to my last point:

4. You must address the root cause. When the surgical team presented me with options, I felt the answer was obvious. To me, Option A was: The surgical team would immediately treat the symptoms in hopes that the problem would not resurface. Option B was: The surgical team would remove the root cause which will immediately hurt more but has a greater chance of preventing future pain (reinfection). I chose the latter because that option addressed the root cause–my infected appendix. Simply reducing inflammation would have led to temporary relief. Chances are I would have returned to the hospital with the same pain in the future. So yes, I exposed myself to risks and pain associated with surgical removal, but in the long term, I do not have to worry about my appendix becoming reinfected… Because it is gone. Addressing the root of the pain was the right answer for me, and I believe it is the right answer for all of us. Healing and recovery may hurt and take time, but I will confidently endure knowing I made the best long-term decision for my health.

I know facing hurt and pain is a challenge for all of us. It can be scary and make feel vulnerable and weak. However, we must address the root cause of our pains if we want to live a healthy physical, emotional, mental, and spiritual life. Today is your day. This is your sign. Allow me to be your friend today who is pointing you towards seeking help. We can do this together. I believe in you!

Olaolu Ogunyemi: U.S. Marine Officer | Mentor | Best-selling author

Did you enjoy this post? Check out my blog for more!

Also, check out my FREE RESOURCES to help you along your personal journey!

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Terrific Children’s Book Read Aloud

Happy Tuesday everyone!

Here is another great opportunity to hear my inspirational Amazon best-selling children’s book, Crow From the Shadow!

Ruthy’s Reading Room is featuring Amazon Best-selling children’s book,
Crow From the Shadow.
Wednesday, December 1, 2021 at 12pm EST

I am so grateful that Ruthy’s Reading Room chose to feature my book! I hope that all who watch are inspired to take control of their lives in spite of adversity.

Ruthy’s Reading Room is broadcasting Crow From the Shadow this Wednesday, December 1, 2021 at 12pm EST. Click here to tune in!

Together, we can #defeattheshadow

I believe in you!

U.S. Marine and Amazon best-selling children’s book author, Olaolu Ogunyemi, pictured with his children’s books.
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How to shift your perspective and live a better life TODAY!

I have said it a million times; The Lion King is one of the greatest movies ever! One of my favorite scenes is when Rafiki smacks Simba on the head with a stick. In my younger days, I loved that scene solely because I thought it was hilarious. Well… I still think it is hilarious, but now I have a more profound understanding of why Rafiki smacked Simba. Rafiki was challenging Simba to adjust his perspective.

Source: The Lion King

Let’s begin with this quote:

Life is like a weight room: full of things that can either crush you or make you stronger. It all depends on your perspective. -Olaolu Ogunyemi

So how do we transition from being crushed to building strength? Easy(ish)! We must adjust our PERSPECTIVE in the following areas:

Pressures of life. Let’s deal with the word “pressure” really quickly. Pressure is defined as a “continuous physical force exerted on or against an object.” When we describe the “pressures of life,” we often think of a continuous crushing feeling that breaks us down or holds us back. However, as a person who spends a fair amount of time working out, I think of the word “resistance” when I read that definition. For years, we have acknowledged and enjoyed the benefits of resistance training (i.e. we build muscle strength as our body adapts to the continuous force against it). I challenge you to view the pressures of life through this lens. The pressures of life are opportunities for you to grow, develop, and get stronger and wiser than you were before!

Energy. When it comes to positive energy, I have said in the past, “you are what you think.” This merely scratches the surface and gives the illusion that positive energy is derived from simply maintaining happy thoughts. Let’s develop a deeper perspective. In addition to “happy thoughts,” we must live a life of hope and anticipation to create sustained positive energy. The key is to always remember that everything will work out just fine no matter how heavy the resistance is.

Relationships. It is so easy to develop transactional relationships in this life we often refer to as a “rat race.” Quick exercise: look at your current network (contacts, business/social media connections, etc.). Make a ball park assessment of how many people you have added to your network for transactional purposes. If you are anything like me, that number is pretty alarming. Does this mean we are evil for wanting to build our network to grow our businesses or platforms? Absolutely not! The focus here is to transition current and future contacts from transactional relationships to genuine relationships. (Hint: there is a reason the vast majority of effective leaders are people oriented). I challenge you to be true to and transparent with your personality, characteristics, and values. That way you attract people who connect to you for those reasons. In turn, I implore you to connect to people for the same reasons.

Seasons. Just as the four seasons are associated with a change in climate, life’s seasons change based upon the world around us. We must be aware of and adapt to these many changes. Do not mistake this for changing who you are and/or abandoning your values. Instead, develop creative methods to serve others in ways that align with the season. For example, if you enjoy social media and your passion is teaching others to dance (for the record: Definitely not me. You don’t want to see my uncoordinated dance moves), why not combine the two during this season when social media continues to thrive? Gladly welcome change and thrive in every season!

Patience. Fellas, if you want to spark WWIII, look your wife in the eyes and say, “I prayed for patience, and God gave me you!” Ok, I’m sorry. Back to business. Growing patience requires action. I believe we are naturally inclined to want immediate results. That is why inventions like the microwave have been successful for decades! I love how dictionary.com defines patience, “the capacity to accept or tolerate delay, trouble, or suffering without getting angry or upset.” We will discuss the emotional control aspect a little later, but let’s first discuss the “capacity” portion of this definition. We expand our capacity each time we learn to delay gratification. This is where hope and anticipation comes into play. Our belief that everything will work out just fine drives our hope and anticipation which expands our capacity to accept delay without negative emotions. Let’s normalize waiting with anticipation.

Endurance. Earlier, we discussed how the pressures of life aka “resistance” helps us build strength. Consistently building strength over time creates endurance. Fun fact: When you exercise consistently, your body continually adapts and strengthens which requires you to increase resistance to continue to get stronger. You see where I’m going with this yet?! As goes life. You are stronger today than you were yesterday! So keep building that strength! Keep working hard! Keep pushing! You are strong and resilient, and you have the endurance to continue growing from the pressures of life! In the words of my old basketball coach, Nick Brown, “if that does it motivate you, you don’t have a pulse.”

Chance. Life is full of risks. Even driving to work exposes you to danger. Today I want to encourage you to believe in yourself and take a chance! I found an excellent article on therapychanges.com that describes the psychological benefits of risk taking. Here are the 9 benefits the author (psychologist, Rochelle Perper, Ph.D) describes: 1.  Unforeseen opportunities may arise; 2. Build confidence and develop new skills; 3. Develop sense of pride and accomplishment; 4. Learn things you might not otherwise; 5. The chance to actively pursue success; 6. Spurs creativity; 7. Opportunity to create change in your life; 8. Develop emotional resilience; 9. Feel more engaged and happy.

Time. I view time as one of the most precious nonrenewable resources we have. In other words, once it’s gone, it’s gone. Firstly, that is great news because we should not dwell on our past failures. Like Rafiki said, “It doesn’t matter! It’s in the past!” My buddies in the Marine Corps would say, “that round is down range, and it ain’t comin’ back.” Those failures of past times are gone… so let them go! Secondly, we have to budget our time the same way we budget our money in that we should be intentional about how we spend it. I’m not encouraging you to obsess over time; rather, I want you to avoid wondering, “where did the time go” at the end of the day. Develop priorities and be intentional about who and what you spend time on.

Inspiration. Sometimes it gets tough to maintain that hope and anticipation we’ve mentioned a couple of times. So how do you continue to push? What drives you? What is your “why?” Your inspiration is the wind beneath your wings during thriving times and the force that drives you through valleys during low times. This is your purpose, conviction, and mission in life. Three quick questions to ask yourself: 1. What activities, thoughts, or passions energize me? 2. What are my greatest strengths? 3. What value do I bring to those around me (hint: we all bring value to those around us)? The intersection of these answers will reveal your inspiration.

Victories. Celebrate wins! I don’t care how “small” they may seem. For example, I typically workout 6 mornings a week. Although this may seem routine and mundane to others, I absolutely love working out first thing in the morning, so I celebrate every day. No matter how challenging the workout, I complete it! This victory sets the tone for my entire day, which sets the tone for my week, which sets the tone for my month, and so on until it sets the tone for my life. I won! I defeated the urge to roll over in my bed that somehow feels the most comfortable when my alarm sounds. The daily victories reinforce the fact that I am a victorious person (one who consistently wins), and so are you! What victories do you need to start celebrating?

Emotions. Around 4th grade, I learned that humans are also called “homo sapiens” and we are in the Mammalia class. It was so fascinating to learn about our connection with animals. These lessons encouraged me to explore my primitive behaviors and actions (especially in sports as I yelled, “I’m an animal!“). When I entered Junior High, we began to discuss how we differ from animals by introducing key terms like “cerebral cortex.” I then became fascinated with how our mind is capable of processing complex thoughts, languages, memories, and emotions! The older I get, the more I admire our minds’ complexity. This admiration caused me to shift how I view our emotional responses. We have complete control of how respond or react to a given circumstance. This emotional control is fed by all of the previously mentioned tenets and like the others, takes practice. Food for thought: How will you respond? Will you use your admirable complex mind, or will you revert to a primitive response to adversity? You have the power to choose!

Life throws so many things at us. The weight of the world often makes us feel as if we are unable to cope. This is your encouragement: you can make it! The resistance is making you stronger! You have what it takes! Let’s adjust our PERSPECTIVE and live a better life!

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Olaolu Ogunyemi’s debut books receive a warm literary welcome.

Olaolu Ogunyemi pictured with his published works.

For immediate release:

Readers’ Favorite announces the review of the Children – Concept book “Crow From the Shadow” by Olaolu Ogunyemi, currently available at http://www.amazon.com/gp/product/B0921V785J and Children – Animals book “Horace the Horsefly” by Olaolu Ogunyemi, currently available at http://www.amazon.com/gp/product/1737492733. Both are also available at http://www.parent-child-connect.com/store

Readers’ Favorite is one of the largest book review and award contest sites on the Internet. They have earned the respect of renowned publishers like Random House, Simon & Schuster, and Harper Collins, and have received the “Best Websites for Authors” and “Honoring Excellence” awards from the Association of Independent Authors. They are also fully accredited by the BBB (A+ rating), which is a rarity among Book Review and Book Award Contest companies.

“Reviewed By Asher Syed for Readers’ Favorite Crow From the Shadow, written by Olaolu Ogunyemi and illustrated by Joshua Ogunyemi, is the first book in the Parent-Child-Connect (P2C) picture book series. The book begins by introducing the reader to Crow, a young narrator who says he’s from The Shadow, following this by stating that The Shadow could be anything. It controls every aspect of Crow’s life and sets restrictive parameters of what he can and cannot do. Crow tells us what his own preference is with what he wears, how he performs at school, and the places he likes to visit. Each is pushed aside by The Shadow’s instruction that Crow feels obliged to follow. As the story progresses, Crow describes isolation and the destruction of motivation, dreams, and all other positives in his life. It is only when Crow comes out from under The Shadow that we see what life is like in the sunlight.

Woah! Crow From the Shadow is nothing at all like the other children’s books I’ve been reading for a while, and completely realigned my barometer on what a fantastic piece of kid-lit truly is. And what is it? It’s this and whatever else Olaolu Ogunyemi creates like this. The first thing that leaps out from the start is that this book is cool. Really cool. Not a word that can be associated with most children’s picture books but decidedly appropriate here. The way Crow talks and the way he describes what is going down in his world is profoundly honest, and Crow looks like the kind of bird you want to be friends with. He’s in a hoodie. He speaks like he’s straight out of an indie film and sort of resembles Spy from the 80s comic strip, if Spy was cool. Joshua Ogunyemi is the artist who breathes life into Olaolu’s words, sticking to a dark palette initially but slowly moving toward color as Crow starts making decisions for himself. I love this book and would give it a whole bucket of stars if I could.”

“Reviewed By Emily-Jane Hills Orford for Readers’ Favorite

Horace is a horsefly and he’s not feeling very well. But he still wants to greet his friends: the horse, the cow, the bird, the duck, and so many others. He likes to listen to the sounds each animal makes, like the ‘moo’ of the cow and the ‘neigh’ of the horse. Feeling weak, Horace asks the young reader to take him to visit with his friends. And, when he returns, Horace finds Mama Bug making something to help him feel better, as all mothers love to do.

Olaolu Ogunyemi’s picture book story, Horace the Horsefly, is a sweet story with an unusual protagonist: a horsefly named Horace. Horseflies are not usually everyone’s favorite living creature, but Horace definitely puts the charm on as he leads us around the farm to greet all his friends. Told in lyrical rhyming verse and accompanied by bright, colorful illustrations, this story teaches young readers about animals and the sounds they make. Using simple language, the author is also encouraging youngsters to recognize more words, especially the many uses of onomatopoeia, like ‘moo’ and ‘neigh.’ By repeating many of the words, the young reader will start to recognize the repeated words easily. This builds a reading vocabulary and confidence in reading on their own. As well as teaching them about animals and their sounds, the author is teaching young readers the importance of friendship and love, especially the love shared between a parent and a child. And what’s best? Even though Horace isn’t feeling well, he still has a warm smile for all his friends.”

You can learn more about Olaolu Ogunyemi and “Crow From the Shadow” at https://readersfavorite.com/book-review/crow-from-the-shadow and “Horace the Horsefly” at https://readersfavorite.com/book-review/horace-the-horsefly where you can read reviews and the author’s biography, as well as connect with the author directly or through their website and social media pages.

Readers’ Favorite LLC
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https://readersfavorite.com

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Special announcement and BONUS Quick Parent Tip About Giving!

I love November, so we are celebrating with a sale + a bonus quick parent tip about giving!

☑️ Marine Corps Birthday- Nov 10th
☑️ Veterans Day- Nov 11th
☑️ My Birthday 🥳🎉- Nov 13th!

The sale:
Free shipping ($30 minimum)! Free Advance Review Copy of my upcoming instant classic! Up to 35% off of select items! You get first dibs since you subscribed to my blog! 🎉

All of this just in time for Christmas!

www.parent-child-connect.com/store

Thanks you for your support! 😁🤝🏾

Now for the bonus Quick Parent Tip: How to teach children to give.

Throughout the year, my wife and I do our best to teach our children the importance of giving. However, we really emphasize giving this time of year simply because a lot of people are in “receive” mode. In other words, our children are expecting to get, get, get. So we figured we should challenge the norm and emphasize giving; embracing the old phrase, “’tis the season of giving!” Here’s a few things we learned along the way (acronym- G.I.F.T.):

Give. This one seems pretty obvious, but it is a challenge nonetheless. Why? Because we all have great intentions on teaching our children how to give, but sometimes we forget to be transparent with our giving… Or we forget to give at all. I encourage you to be transparent when you generously give your time, talent, and money. Of course we are not doing this to brag but to show our children what generosity looks like.

Invite. Invite your children to join you when you give. For example this year my family and I are working with our church (Mount Ararat Church in Stafford, Virginia) to pack shoeboxes of gifts in support of Operation Christmas Child! My children are packing gifts they would enjoy and writing a letter to a child they do not know in hopes that they will bring joy to that child’s life.

Quick Parent Tip About Giving. Supporting Operation Christmas
My children are sending Crow From the Shadow along with other gifts in support of “Operation Christmas Child.”
Quick Parent Tip About Giving. Supporting Operation Christmas
My children are sending Horace the Horsefly along with other gifts in support of “Operation Christmas Child.”

Forgive. This is an odd one to mention when discussing generous giving. Yet, here I am mentioning it. By openly forgiving others, our children can see that we have a heart for people. At its core, forgiveness is the ultimate act of giving someone something whether we believe they deserve it or not. So let your children see your kindness as you forgive others.

Teach. This is arguably the most important step. Teach your children why giving is important. Make the topic relatable so it becomes less of just an annual tradition and more of a character trait. Ultimately, we want our children to be considered givers; thus, we must encourage them to give often, willingly, and without prompt.

I will leave you with this quote by Kathy Calvin:

Giving is not just about making a donation. It is about making a difference.

Let’s make a difference in someone’s life today!

Check out more great blogs like this one at: www.parent-child-connect.com/blog

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Learn Sight Words and Animal Sounds with the New Children’s Book “Horace the Horsefly;” on Sale Today!

It’s official! I promised my team I’d release at least two books in 2021. The next one is for my little readers (ages 2-5).
Available now on Amazon, Barnes & Noble, Apple Books, Kobo… You name it! *Shirley Caesar voice*🎤

Hardcover- $11.95; Paperback-6.95; eBook-$2.99

Click here to order your copy today!

Amazon #1 New Release!!

More praise for “Horace the Horsefly”:”By repeating many of the words, the young reader will start to recognize the repeated words easily. This builds a reading vocabulary and confidence in reading on their own. As well as teaching them about animals and their sounds, the author is teaching young readers the importance of friendship and love, especially the love shared between a parent and a child.”
-Readers’ Favorite

“As an educator and reading specialist, I appreciate the vibrant and engaging colors that are perfect for keeping the attention of young readers. This story does a great job of introducing children to various animals and the sounds they make. Children will enjoy identifying each animal and mimicking the sounds, perfect for language development. There are also many sight words throughout the story, which is an excellent way to help young children learn and apply the words. The repetitive pattern is predictable enough for little ones to follow and become comfortable with, this also helps build strong reading skills.”

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Concerned dads patrol high school, spate of fights suddenly end: ‘People started going to class’ | Fox News

Concerned dads take action! Dads on Duty. Picture source: TMZ

I saw this article, and I HAD TO share! This is exactly what my platform is all about; parents, teachers, and mentors coming together to guide and inspire our children. The concerned dads saw a need, and they took action!

“Dads on Duty” is an exceptional concept, and I pray we replicate these kind of initiatives throughout the entire world. Well done gentlemen!

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Watch “Crow From the Shadow Read Aloud by Reading Pioneers Academy” on YouTube

Another GREAT read aloud of my Amazon Best-seller, Crow From the Shadow!

Crow From the Shadow read aloud on YouTube!

Thank you Reading Pioneers Academy!

See the YouTube video here!

Check it out and share, share, SHARE! This message must/will reach thousands around the world. I want our young people screaming, “I determine my own future!” 🌍😁

Check out Crow From the Shadow and the other books in my Parent-Child-Connect book series at https://Parent-Child-Connect.com/store

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Newest podcast interview for leaders!

Olaolu Ogunyemi (right) pictured with podcast host J. Fuller!

Leadership is all about sacrifice and ensuring the wellbeing of those you lead. Great leaders listen, learn, and adjust.

Olaolu Ogunyemi

I had a great chat on The Backfire Podcast with Jeff Fuller of #jfullerinterviews

We talked about how spirituality impacts leadership, the benefit of listening to others, and more!

Check it out below! 😁💪🏾

YouTube: https://m.youtube.com/watch?v=TI5z5YNlVwA

Facebook: https://www.facebook.com/jeffrey.m.fuller.1/videos/191223356420104/

Check out more of my podcast appearances at https://parent-child-connect.com/blog/public-appearances/