Category: Parenting

Hello great people! Recently, I was watching a movie called “Arrival” on Hulu. Here is a brief description I found on Google:

“Linguistics professor Louise Banks (Amy Adams) leads an elite team of investigators when gigantic spaceships touch down in 12 locations around the world. As nations teeter on the verge of global war, Banks and her crew must race against time to find a way to communicate with the extraterrestrial visitors. Hoping to unravel the mystery, she takes a chance that could threaten her life and quite possibly all of mankind.”

I will not give my opinion on the movie (because it is irrelevant for today’s topic). However, there was one quote at the end that got my wheels turning. 🤔

“If you could see your whole life from start to finish, would you change things?”

-Actor Amy Adams playing as Louise Banks (Arrival)

I started to pontificate on this slightly modified thought, “What if I could see ‘the end?’ Would I change what I am presently doing?” The easy answer is YES! But how?

1. Start Imagining

In “The 7 Habits of Highly Effective People,” Stephen Covey said, “begin with the end in mind.” This requires foresight, imagination, and vision.

Our [your] ability to imagine in high definition is our [your] super power!

Try this: Close your eyes and see your children in the future. What kind of personality do they have? Do you know what brings them joy and fulfillment? What opportunities exist for them? Keep imagining! This is a high definition imagination moment (e.g. if you cannot taste the coffee that future you is sharing with your child[ren], just keep letting your mind wander!)

I’ll give an example. Brea and I imagine that our children will create healthy relationships, maintain a positive mental attitude, and be financially stable/free. That’s “the end,” but how do we get there??

2. Start Building (in reverse)!

Ok, so now that you have a clear picture of “the end” what do you do? You start building… in reverse!

Let’s take financial stability/freedom for example. We asked ourselves, “what does financial stability look like for our children later in life?” We imagined our children comfortably traversing through three key areas of finance: giving, saving/investing, and enjoying.

1. Giving: We truly believe Acts 20:35 that says, “…it is more blessed to give than to receive.” So not only are we extremely transparent with our giving, we encourage our children to do for others! Give their time and their talents. Give [donate] a percentage (at least 10%) of the money they earn. We want them to feel and understand the value of promoting the welfare of others.

2. Saving/Investing: I admit, this is a tough skill that requires discipline and practice, but if mastered at a young age, our children can ensure their future financial stability while building a legacy for future generations.

Currently, we are teaching our children to save using a couple of different “baskets.”

Basket (A) is call “short term savings.” The short term savings basket is used to get things that require them to save for less than ~30 days. For example, my 7 year old would work for a couple of weeks to earn enough money to purchase a $15 toy.

Basket (B) is called “long term savings.” The long term savings basket is used for things that take longer than ~30 days to save for. This is a little harder for the younger ones, but my 11 year old would work hard for a few weeks to purchase some brand new shoes…… Yea, she’s at that phase in her life. Bring back the little cute puzzles from Dollar Tree!! 😬🙄🥴… I digress.

You get the point, right? We are teaching them to consistently put money aside vice constantly working the “instant gratification” muscle (we will get to that in a second).

Lastly, we introduced my oldest to the concept of investing in mutual funds, and thanks to the Financial Literacy Flashcards by the Finance Doctor (shameless plug 🔌⚡), we have been able to teach her some valuable financial literacy terms! In the future, we will likely open a custodial Roth IRA, show her how we consistently invest for her college expenses, etc. But for now, we are slowly exposing her to the concept of long-term investing at a pace that we feel is appropriate.

3. Enjoying: This one came natural for our children–nobody had to teach them how to spend/enjoy money. And guess what? There’s nothing wrong with that! By mastering the other two key areas, our children will be able to reap the benefits of their hard work. We are not flashy people, but there are a few luxuries that we indulge in as a family so our children understand that there is nothing wrong with treating yourself! In fact, it is a must for a healthy lifestyle. Work hard, play hard!

And that’s it! That is just one of many examples of how we are building our lives in reverse. See how easy that was?!

Now it’s your turn. Give me an example of how you are (or will start) living your life in reverse!